Iron Bridge Lending vs. New Silver
A side-by-side on the fields both lenders publish, followed by a read on where they actually differ.
| Criteria | New Silver Verified 17 Sep 2026 | |
|---|---|---|
| Type | hard money | hard money |
| Headquarters | Lake Oswego, OR | West Hartford, CT |
| Founded | 2009 | 2018 |
| Geographic focus | Western & Midwest | National |
| Products | fix-and-flip, bridge, new-construction | fix-and-flip, BRRRR, rental, bridge |
| Loan size range | $75,000–$3,000,000 | $100,000–$3,000,000 |
| Max LTV | 75% | 85% |
| Max LTC | 85% | 90% |
| Terms | 12 months | 12-24 months (hard money) / 30-year (rental) |
| Typical close time | 7-14 days typical | 5-14 days typical |
| Rate range | 9.5%–12% | 9.5%–11.75% |
| Points | 1.5–3 pts | 1–3 pts |
Where they actually differ
Iron Bridge Lending also writes new-construction; New Silver adds BRRRR and rental. A deal that specifically needs one of those only has one side of this comparison to go to.
Iron Bridge Lending describes its footprint as "Western & Midwest"; New Silver as "National." Neither figure is a state count, so confirm direct licensing before assuming either covers a specific property.
Pricing: Iron Bridge Lending quotes 9.5%–12% and 1.5–3 points; New Silver quotes 9.5%–11.75% and 1–3 points. Where a specific file lands inside either range depends on leverage, credit and property type.
Loan sizing runs $75,000–$3,000,000 at Iron Bridge Lending and $100,000–$3,000,000 at New Silver — a gap that mostly matters at either end of the range.
Iron Bridge Lending
An investor who needs short-term fix-and-flip or new-construction financing and will source the rental takeout loan separately
New Silver
A newer investor who wants fast, tech-driven underwriting and can qualify at a 0.75 DSCR and 660 credit score across New Silver's 39-state footprint