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Iron Bridge Lending vs. New Silver

A side-by-side on the fields both lenders publish, followed by a read on where they actually differ.

Criteria
Iron Bridge Lending
New Silver Verified 17 Sep 2026
Type hard money hard money
Headquarters Lake Oswego, OR West Hartford, CT
Founded 2009 2018
Geographic focus Western & Midwest National
Products fix-and-flip, bridge, new-construction fix-and-flip, BRRRR, rental, bridge
Loan size range $75,000–$3,000,000 $100,000–$3,000,000
Max LTV 75% 85%
Max LTC 85% 90%
Terms 12 months 12-24 months (hard money) / 30-year (rental)
Typical close time 7-14 days typical 5-14 days typical
Rate range 9.5%–12% 9.5%–11.75%
Points 1.5–3 pts 1–3 pts

Where they actually differ

Iron Bridge Lending also writes new-construction; New Silver adds BRRRR and rental. A deal that specifically needs one of those only has one side of this comparison to go to.

Iron Bridge Lending describes its footprint as "Western & Midwest"; New Silver as "National." Neither figure is a state count, so confirm direct licensing before assuming either covers a specific property.

Pricing: Iron Bridge Lending quotes 9.5%–12% and 1.5–3 points; New Silver quotes 9.5%–11.75% and 1–3 points. Where a specific file lands inside either range depends on leverage, credit and property type.

Loan sizing runs $75,000–$3,000,000 at Iron Bridge Lending and $100,000–$3,000,000 at New Silver — a gap that mostly matters at either end of the range.

Questions

Does one of these two write a loan product the other doesn't?
Iron Bridge Lending also writes new-construction; New Silver adds BRRRR and rental. A deal that specifically needs one of those only has one side of this comparison to go to.
Which offers more leverage, Iron Bridge Lending or New Silver?
Iron Bridge Lending tops out at 75% LTV / 85% LTC, against 85% / 90% at New Silver. More leverage means less cash to close and a thinner equity cushion — which side of that trade matters depends on how much cash the deal has to begin with.
Which publishes the lower rate range, Iron Bridge Lending or New Silver?
Iron Bridge Lending quotes 9.5%–12%; New Silver quotes 9.5%–11.75%. Where a specific file lands inside either range depends on leverage, credit and property type, so the published floor of one range beating the other's isn't the same as a guaranteed better price.
Which handles a larger loan, Iron Bridge Lending or New Silver?
Iron Bridge Lending runs $75,000–$3,000,000; New Silver runs $100,000–$3,000,000. That gap mostly matters at either end of the range.
Which closes faster, Iron Bridge Lending or New Silver?
Iron Bridge Lending quotes a 7-14 days typical close; New Silver quotes 5-14 days typical. On a competitive acquisition that gap can be the whole decision.

Iron Bridge Lending

An investor who needs short-term fix-and-flip or new-construction financing and will source the rental takeout loan separately

Lender profile

New Silver

A newer investor who wants fast, tech-driven underwriting and can qualify at a 0.75 DSCR and 660 credit score across New Silver's 39-state footprint

Lender profile Requirements

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