Lender profile
New Silver
hard money · West Hartford, CT · founded 2018
Verified Sep 17, 2026
New Silver pairs tech-driven underwriting with a 30-year DSCR rental exit, covering 39 states with a 0.75 minimum DSCR and a 660 minimum credit score. Loan sizes start at $100,000 and run to $3,000,000, with closings as fast as 5-14 days. New Silver is a hard money lender, founded in 2018, headquartered in West Hartford, CT, describing its footprint as "National".
For a rental investor, the products on file are fix-and-flip, BRRRR, rental, bridge. On the deal itself, New Silver publishes loan sizes from $100,000 to $3,000,000 and leverage up to 85% LTV / 90% LTC.
No SEC filing establishes a corporate-ownership relationship for New Silver— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its published lending figures were last checked against a source it published on Sep 17, 2026.
Published facts
Loan size
$100,000 – $3,000,000
Max LTV
85%
Max LTC
90%
Min credit score
660
Min DSCR
0.75
Rate range
9.5% – 11.75%
Points
1 – 3
States covered
39
Terms
12-24 months (hard money) / 30-year (rental)
Close time
5-14 days typical
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — New Silver is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Full-text search is swamped by silver-mining and casino companies (Gatos Silver, Eldorado Resorts, Hycroft Mining, Coeur Mining) matched on the word 'silver'; no SEC registrant found for New Silver the lender.
✅ Published criteria verified — Sep 17, 2026.
⬜ Regulatory complaint check — not yet run.
What New Silver has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask New Silver about, not as a criticism. Of the 11 criteria categories this directory tracks, New Silver has not published 2:
- Origination channel (17 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
Products
- fix-and-flip — short-term financing for a purchase-renovate-resell project, sized against the finished value rather than the purchase price alone See the glossary entry.
- BRRRR — financing built for the buy-rehab-rent-refinance-repeat cycle — a short-term acquisition/rehab loan meant to be followed by a refinance into a long-term rental loan
- rental — a longer-term loan on a tenanted or rent-ready property, underwritten on the hold rather than the flip
- bridge — short-term financing meant to be replaced by a permanent loan once a condition — renovation, lease-up, sale — is met
Strengths
- 0.75 minimum DSCR
- 39-state coverage
- 5-14 day closings
- 30-year rental exit built into the platform
Who this lender suits
A newer investor who wants fast, tech-driven underwriting and can qualify at a 0.75 DSCR and 660 credit score across New Silver's 39-state footprint
Deal scenarios New Silver clears
New Silver's published criteria clear 11 of the 119 deal scenarios this site tests — computed the same way every /loan-for/ page computes its own roster, from the stored fields above, not curated by hand. A scenario only counts here if its numeric rules actually narrowed the lender pool; scenarios that match on product tags alone are left out.
Credit and qualification (1)
Cash flow and DSCR (1)
Purpose and structure (5)
Rehab and construction (1)
Leverage and pricing (3)
How New Silver compares
New Silver vs Civic Financial Services
Turns mainly on DSCR floor (1.05 vs 0.75) and maximum loan size ($2,000,000 vs $3,000,000).
New Silver vs Iron Bridge Lending
Turns mainly on the published product lineup and terms.
New Silver vs Kiavi
Turns mainly on DSCR floor (0.80 vs 0.75) and state coverage (49 vs 39 states).
New Silver vs LendingOne
Turns mainly on credit floor (640 vs 660) and maximum loan size ($2,000,000 vs $3,000,000).
New Silver vs Lima One Capital
Turns mainly on DSCR floor (1.00 vs 0.75) and state coverage (46 vs 39 states).
New Silver vs RCN Capital
Turns mainly on DSCR floor (0.75 vs 1.00) and state coverage (39 vs 44 states).
New Silver vs Renovo Financial
Turns mainly on maximum loan size ($3,000,000 vs $5,000,000).
New Silver vs ROC Capital
Turns mainly on maximum loan size ($3,000,000 vs $5,000,000).