Lender profile
Iron Bridge Lending
hard money · Lake Oswego, OR · founded 2009
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Iron Bridge Lending before relying on them.
Iron Bridge Lending funds fix-and-flip, bridge, and new-construction deals; rental financing is not among its listed products, so an investor completing a BRRRR here would source the long-term rental takeout from a separate DSCR lender. Loan sizes run $75,000 to $3,000,000 at up to 75% LTV / 85% LTC, with 12-month terms and closings in 7-14 days. Iron Bridge Lending is a hard money lender, founded in 2009, headquartered in Lake Oswego, OR, describing its footprint as "Western & Midwest".
For a rental investor, the products on file are fix-and-flip, bridge, new-construction. On the deal itself, Iron Bridge Lending publishes loan sizes from $75,000 to $3,000,000 and leverage up to 75% LTV / 85% LTC.
No SEC filing establishes a corporate-ownership relationship for Iron Bridge Lending— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its figures on this page carry no verification date, so they are reported as published rather than independently checked — verify directly with Iron Bridge Lending before relying on them.
Published facts
Loan size
$75,000 – $3,000,000
Max LTV
75%
Max LTC
85%
Rate range
9.5% – 12%
Points
1.5 – 3
Terms
12 months
Close time
7-14 days typical
Iron Bridge Lending does not publish a state-coverage count. Its stated geographic focus is "Western & Midwest" — a description of intent, not a confirmed licensure claim.
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Iron Bridge Lending is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Zero SEC full-text search hits for Iron Bridge Lending in any filing form.
⬜ Published criteria not yet independently verified — the figures on this page are reported as published, not checked against a dated source.
⬜ Regulatory complaint check — not yet run.
What Iron Bridge Lending has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Iron Bridge Lending about, not as a criticism. Of the 11 criteria categories this directory tracks, Iron Bridge Lending has not published 5:
- Minimum credit score (22 of 38 lenders here publish it)
- Minimum DSCR (18 of 38 lenders here publish it)
- Origination channel (17 of 38 lenders here publish it)
- State-coverage count (14 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
Products
- fix-and-flip — short-term financing for a purchase-renovate-resell project, sized against the finished value rather than the purchase price alone See the glossary entry.
- bridge — short-term financing meant to be replaced by a permanent loan once a condition — renovation, lease-up, sale — is met
- new-construction — financing for a ground-up build rather than a renovation of an existing structure
Strengths
- 12-month bridge and new-construction terms
- Up to 85% LTC
- 7-14 day closings
- Fix-and-flip and new-construction focus
Who this lender suits
An investor who needs short-term fix-and-flip or new-construction financing and will source the rental takeout loan separately
Deal scenarios Iron Bridge Lending clears
Iron Bridge Lending does not clear the numeric threshold on any of the 119 deal scenarios this site tests, at least not from what it has published on record — and its figures carry no verification date, which alone keeps every scenario in the "has not published this" bucket rather than "clears it" . That is a statement about what Iron Bridge Lending has put in writing, not about whether a deal with it is financeable — the only way to find out is to ask.
How Iron Bridge Lending compares
Iron Bridge Lending vs Civic Financial Services
Turns mainly on maximum loan size ($2,000,000 vs $3,000,000) and LLC/entity vesting requirement.
Iron Bridge Lending vs Kiavi
Turns mainly on maximum loan size ($3,000,000 vs $2,000,000).
Iron Bridge Lending vs LendingOne
Turns mainly on maximum loan size ($3,000,000 vs $2,000,000).
Iron Bridge Lending vs Lima One Capital
Turns mainly on maximum loan size ($3,000,000 vs $2,500,000).
Iron Bridge Lending vs New Silver
Turns mainly on the published product lineup and terms.
Iron Bridge Lending vs RCN Capital
Turns mainly on maximum loan size ($3,000,000 vs $3,500,000) and LLC/entity vesting requirement.
Iron Bridge Lending vs Renovo Financial
Turns mainly on maximum loan size ($3,000,000 vs $5,000,000).
Iron Bridge Lending vs ROC Capital
Turns mainly on maximum loan size ($3,000,000 vs $5,000,000).