InvestorPropertyLenders
(888) 899-8691 Match my deal

Investor property financing

Tell us the deal.
We tell you which loan fits.

Investor loans are not one product. The same duplex is a DSCR loan, a bridge loan or a decline depending on the rent, the credit, the entity and the state. Describe the deal and see which products it actually fits — then which lenders write them.

Match my deal Browse the lender directory

Free, no account. We are a directory, not a lender.

Does this deal carry itself?

Debt service coverage ratio — the number almost every investor loan decision starts from.

DSCR — —
Loan amount—
Principal & interest—
Total monthly debt service—

Indicative arithmetic on the numbers you entered, on a 30-year amortising payment. It is not a quote, a pre-qualification or a lender's calculation — programs differ on whether taxes, insurance, HOA and vacancy go in the denominator. Lender pages carry each lender's own published criteria and the date it was verified.

Three ways in

Most people arrive holding a property, not a product name. The site is built to be entered from any of these directions and to land you in the same place.

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Start from your deal

A rental that will not cash flow. An STR with no operating history. A cash-out at six months. Find the situation that matches yours and see what it can be financed with.

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By product

Start from a loan type

DSCR, bank statement, no-ratio, bridge, ground-up, blanket. What each one is actually for, what it costs you in flexibility, and when it is the wrong tool.

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By lender

Start from a lender

Verified entity detail, published criteria, state coverage and current ownership for every lender in the directory — including the ones that have been acquired.

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The Investor Property Lenders Podcast

Appraisal Forms 1004, 1007, 1025 and 216: Which One Has the Rent?

Latest episode, 8 minutes. Marcus asks what an investor asks; Dana answers from the sourced guide behind the episode. A new episode every week.

All episodes Read the guide

How this directory is maintained

The rules we hold ourselves to

Every figure carries a date

A credit floor or DSCR minimum is only true on the day it was checked. Each lender page shows when we last verified it. Where we have not verified a number, we do not print one — no "typically", no "around", no estimates dressed up as criteria.

Coverage is stated, not implied

A lender appears for a state only where its own licensing and stated footprint support it. Nobody gets listed as nationwide because it would fill a page.

We are not paid to rank anyone

Investor Property Lenders is an independent directory and reference. We are not a lender, a broker, or a correspondent, and we do not originate loans or issue approvals. Where a commercial relationship exists, it is disclosed on the page it affects.

Read the full methodology

Common questions

How this site works

What does Investor Property Lenders actually do?
It indexes what investor property lenders publish about their own lending criteria, and maps real deal situations to the products and lenders that fit them. It is a directory and reference, not a lender or a broker — it does not originate loans, issue approvals or lock rates.
How are the lender lists on this site chosen?
They are computed, not curated. A scenario page filters every lender in the directory against the deal it describes, using stored published criteria such as a credit floor, a DSCR minimum or a maximum LTV. Nobody pays to appear in one.
Why do some pages show no lender list at all?
Because no lender in the directory publishes a rule for that situation. Bankruptcy history, a family-member lease and a declined file are underwriting judgments, not published thresholds, so those pages explain what an underwriter is looking at instead of inventing a shortlist.
How current is the information on a lender page?
Each lender page shows the date its figures were last verified. 26 of the 37 lenders carry a verification date and 11 do not, which the directory states rather than hides. Where a lender has not published a figure, no figure is printed — no estimates and no market averages.
Is the site paid by the lenders it lists?
No lender pays for a listing, for placement, or to be ranked above another. Where a commercial relationship exists with a company named on the site, it is disclosed on the page it affects.
Does the site show which lenders are licensed in my state?
No, and deliberately. There is no lender-to-state licensing data behind this site, so claiming one would be a fabrication. State pages cover the economics and rules that affect a rental there, and licensing has to be confirmed with the lender or through NMLS Consumer Access.