About
An index of what lenders actually publish
Investor property financing is not one product. The same duplex is a DSCR loan, a bridge loan or a decline depending on the rent, the credit, the entity and the state. This site exists to make that mapping legible before you spend an application finding out.
What is here
Three ways into the same information. Scenarios start from a deal you actually have and resolve it to the products that fit and the lenders whose published criteria it clears. The directory covers 37 lenders with their criteria, coverage and current ownership. Loan types and strategies explain the products themselves, including when each one is the wrong tool.
Where the lender lists come from
They are computed, not curated. When a scenario page shows a set of lenders, that set was produced by filtering stored criteria — a published credit floor, a published DSCR minimum, a published maximum LTV — against the deal the page describes. Nobody pays to appear in one and we do not hand-pick them.
The consequence is that a lot of scenarios have no list at all. Bankruptcy history, a family-member lease, a denial reason, a prepayment structure — no lender in this directory publishes a rule for any of them. Those pages say so, and explain what the underwriter is actually looking at instead of inventing a shortlist.
Dates, and why they are on every figure
A credit floor is only true on the day it was checked. Every number on a lender page carries the date it was verified, and 11 of the 37 lenders carry no date at all — which the directory states rather than hides. Where a lender does not publish a figure, we do not print one. No "typically", no "around", no estimates presented as criteria.
What this site does not do
Investor Property Lenders is an independent directory and reference. We are not a lender, a broker, or a correspondent, and we do not originate loans or issue approvals.
It also does not publish lender-by-state coverage, because no such data exists here — only 13 of 37 lenders publish a state count, and a count is not a list. State licensing is not uniform and has to be confirmed with the lender. We would rather say that than guess.