Requirements
Park Place Finance lending requirements
The published qualifying criteria for Park Place Finance — the thresholds a deal is screened against before anything else about it matters. Verified Sep 17, 2026.
Minimum credit score
640
Park Place Finance sets its credit floor at 640. A borrower scoring below that is not eligible for this program, independent of how the property itself cash-flows.
Origination channel
Direct
Park Place Finance originates directly — there is no broker in the loan.
Reading these thresholds together
Park Place Finance publishes 2 of the 7 criteria categories this directory tracks (credit score, DSCR, leverage, loan size, entity requirement, origination channel, and state coverage). Any category not shown above is not publicly disclosed by Park Place Finance as of Sep 17, 2026 — treat an absent category as unknown, not as "no requirement."
None of these thresholds are guarantees. A deal that clears every published floor still goes through underwriting on the specific property, borrower history, and documentation and entity structure . These are the gates a deal has to clear before that review even starts.