Lender profile
Park Place Finance
hard money
Verified Sep 17, 2026
Park Place Finance is a direct DSCR lender licensed in most states with a 640 minimum credit score. The company does not publish minimum DSCR, loan size, LTV, or rate figures in the sources reviewed. Park Place Finance is a hard money lender, describing its footprint as "most states".
For a rental investor, the products on file are rental DSCR. Park Place Finance originates directly, with no broker in the loan.
No SEC filing establishes a corporate-ownership relationship for Park Place Finance— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its published lending figures were last checked against a source it published on Sep 17, 2026.
Published facts
Min credit score
640
Channel
Direct
Park Place Finance does not publish a state-coverage count. Its stated geographic focus is "most states" — a description of intent, not a confirmed licensure claim.
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Park Place Finance is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Hits are Caesars Entertainment and Harrah's Entertainment, whose corporate predecessor was named 'Park Place Entertainment' — an unrelated casino company, not Park Place Finance the lender.
✅ Published criteria verified — Sep 17, 2026.
⬜ Regulatory complaint check — not yet run.
What Park Place Finance has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Park Place Finance about, not as a criticism. Of the 11 criteria categories this directory tracks, Park Place Finance has not published 9:
- Minimum DSCR (18 of 38 lenders here publish it)
- Maximum leverage (LTV / LTC) (33 of 38 lenders here publish it)
- Loan size range (31 of 38 lenders here publish it)
- Rate range (22 of 38 lenders here publish it)
- Points range (21 of 38 lenders here publish it)
- State-coverage count (14 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
- Loan terms (21 of 38 lenders here publish it)
- Typical close time (21 of 38 lenders here publish it)
Products
- rental DSCR — a 30-year rental loan qualified on the property's own rent-to-payment ratio rather than the borrower's tax returns See the glossary entry.
Strengths
- Direct DSCR lender
- 640 minimum credit score
- Licensed in most states
Who this lender suits
Investor with a 640+ credit score seeking a direct DSCR lender with broad state coverage.
Deal scenarios Park Place Finance clears
Park Place Finance's published criteria clear 1 of the 119 deal scenarios this site tests — computed the same way every /loan-for/ page computes its own roster, from the stored fields above, not curated by hand. A scenario only counts here if its numeric rules actually narrowed the lender pool; scenarios that match on product tags alone are left out.
Credit and qualification (1)
How Park Place Finance compares
Park Place Finance is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set Park Place Finance's published figures side by side with any other lender's profile directly. Open the directory.