Pricing

Anchor Loans rate and points range

A published range, not a quote for a specific loan. Verified Sep 17, 2026.

Rate range

9.5% – 12%

Points range

1 – 3 points

This is not a quote

9.5%–12% is the published spread Anchor Loans reports for this product, checked as of Sep 17, 2026. It is not the rate any specific borrower will be offered. Pricing within it moves with the borrower's credit, the deal's leverage, the loan product, and where the broader rate market is on the day a loan actually prices — the same four levers on every lender in this directory, not something particular to Anchor Loans.

What's on file for this lender specifically

The fields on record for Anchor Loans that plug into where a loan lands in this range: a 620 minimum credit score; maximum leverage of 80% LTV / 90% LTC; the loan product itself (fix-and-flip, BRRRR, rental, bridge). This page does not have Anchor Loans's internal pricing grid, so it cannot say how many basis points each factor is worth on its own — only that these are the levers in play for this lender, on top of whatever the rate market is doing that day.

Points, in dollars

A point is 1% of the loan amount, charged upfront at closing rather than folded into the rate. On a $250,000 loan, Anchor Loans's 1–3 point range works out to $ 2,500–$7,500 paid at closing, separate from the interest rate itself. A lower rate within Anchor Loans's range and a higher point count is a real trade-off, not a discount — run both ends of each range before comparing loans on rate alone.

Questions

What rate range does Anchor Loans publish?
9.5%–12%, verified Sep 17, 2026. That is a published spread, not a quote for a specific loan — pricing inside it moves with credit, leverage and the rate market on the day a loan actually prices.
What moves a specific loan within Anchor Loans's published range?
The fields on record for Anchor Loans that plug into where a loan lands in this range: a 620 minimum credit score; maximum leverage of 80% LTV / 90% LTC; the loan product itself (fix-and-flip, BRRRR, rental, bridge). This page does not have Anchor Loans's internal pricing grid, so it cannot say how many basis points each factor is worth on its own.
Does Anchor Loans publish a points range?
Yes — 1–3 points. On a $250,000 loan that works out to $2,500–$7,500 paid at closing, separate from the interest rate itself.
Does Anchor Loans also publish its full lending requirements?
Yes — see Anchor Loans's requirements page for its published credit, DSCR and leverage thresholds, verified the same Sep 17, 2026 date as this rate range.

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