Lender profile
Anchor Loans
hard money · Calabasas, CA · founded 1998
Verified Sep 17, 2026
Anchor Loans is a hard money lender founded in 1998 whose products include rental financing alongside fix-and-flip and BRRRR. Loan sizes run $100,000 to $5,000,000 at up to 80% LTV / 90% LTC, with a 620 minimum credit score and closings in 10-21 days. Anchor Loans is a hard money lender, founded in 1998, headquartered in Calabasas, CA, describing its footprint as "National".
For a rental investor, the products on file are fix-and-flip, BRRRR, rental, bridge. On the deal itself, Anchor Loans publishes loan sizes from $100,000 to $5,000,000 and leverage up to 80% LTV / 90% LTC.
No SEC filing establishes a corporate-ownership relationship for Anchor Loans— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its published lending figures were last checked against a source it published on Sep 17, 2026.
Published facts
Loan size
$100,000 – $5,000,000
Max LTV
80%
Max LTC
90%
Min credit score
620
Rate range
9.5% – 12%
Points
1 – 3
Terms
6-24 months
Close time
10-21 days typical
Anchor Loans does not publish a state-coverage count. Its stated geographic focus is "National" — a description of intent, not a confirmed licensure claim.
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Anchor Loans is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Reportedly a Pretium Partners affiliate; Pretium is privately held and is not an SEC filer. EDGAR hits (Old National Bancorp, Blackstone Private Credit Fund, Dream Homes & Development Corp.) are unrelated companies matched on generic words, not an ownership filing.
✅ Published criteria verified — Sep 17, 2026.
⬜ Regulatory complaint check — not yet run.
What Anchor Loans has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Anchor Loans about, not as a criticism. Of the 11 criteria categories this directory tracks, Anchor Loans has not published 4:
- Minimum DSCR (18 of 38 lenders here publish it)
- Origination channel (17 of 38 lenders here publish it)
- State-coverage count (14 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
Products
- fix-and-flip — short-term financing for a purchase-renovate-resell project, sized against the finished value rather than the purchase price alone See the glossary entry.
- BRRRR — financing built for the buy-rehab-rent-refinance-repeat cycle — a short-term acquisition/rehab loan meant to be followed by a refinance into a long-term rental loan
- rental — a longer-term loan on a tenanted or rent-ready property, underwritten on the hold rather than the flip
- bridge — short-term financing meant to be replaced by a permanent loan once a condition — renovation, lease-up, sale — is met
Strengths
- Rental financing alongside fix-and-flip and BRRRR
- 620 minimum credit score
- Loan sizes up to $5,000,000
- Founded 1998 — one of the longer-tenured investor lenders
Who this lender suits
An investor with at least a 620 credit score who wants one lender to cover both the short-term rehab and the rental hold that follows
Deal scenarios Anchor Loans clears
Anchor Loans's published criteria clear 10 of the 119 deal scenarios this site tests — computed the same way every /loan-for/ page computes its own roster, from the stored fields above, not curated by hand. A scenario only counts here if its numeric rules actually narrowed the lender pool; scenarios that match on product tags alone are left out.
Credit and qualification (2)
Purpose and structure (4)
Rehab and construction (1)
Leverage and pricing (3)
How Anchor Loans compares
Anchor Loans is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set Anchor Loans's published figures side by side with any other lender's profile directly. Open the directory.