Lender profile
Visio Lending
hard money · Austin, TX · founded 2011
Verified Sep 17, 2026
Visio Lending is a dedicated DSCR shop covering both long-term and short-term rental underwriting, licensed in 38 states. Loans amortize over 30 years, with a 1.00 minimum DSCR, a 680 minimum credit score, and LLC-only origination; loan sizes run $75,000 to $2,000,000 at up to 80% LTV.
Published facts
Loan size
$75,000 – $2,000,000
Max LTV
80%
Max LTC
85%
Min credit score
680
Min DSCR
1.00
States covered
38
Entity
LLC or entity required
Terms
30-year amortization
Close time
21-30 days typical
Products
rental DSCRSTR DSCR
Strengths
- Dedicated long-term and short-term rental DSCR underwriting
- 38-state coverage
- 30-year amortization
- LLC-only origination
Who this lender suits
An LLC-titled long-term or short-term rental investor who qualifies at a 1.00 DSCR and a 680+ credit score, in one of Visio's 38 covered states