Lender profile
Velocity Mortgage Capital
hard money · Westlake Village, CA · founded 2004
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Velocity Mortgage Capital before relying on them.
Velocity Mortgage Capital underwrites DSCR rental loans on mixed-use and small commercial buildings in addition to multi-family — property types outside most DSCR lenders' box. Loans amortize over 30 years, with sizes from $75,000 to $5,000,000 at up to 75% LTV / 85% LTC and rates of 7.5%-11%.
Published facts
Loan size
$75,000 – $5,000,000
Max LTV
75%
Max LTC
85%
Terms
30-year amortization
Close time
21-30 days typical
Velocity Mortgage Capital does not publish a state-coverage count. Its stated geographic focus is “National” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- DSCR underwriting for mixed-use and small commercial
- Multi-family eligibility
- 30-year amortization
- Loan sizes up to $5,000,000
Who this lender suits
An investor holding a mixed-use, small commercial, or multi-family rental who needs a DSCR lender built for property types outside the standard single-family box