Lender profile
OfferMarket
hard money
Verified Sep 17, 2026
OfferMarket is a direct DSCR lender with a 660 minimum credit score (680 preferred) and a 0.75 minimum DSCR. The maximum 80% LTV tier requires a 720+ credit score. The company does not publish minimum/maximum loan size, rate, or state-coverage figures in the sources reviewed.
Published facts
Max LTV
80%
Max LTC
80%
Min credit score
660
Min DSCR
0.75
Channel
Direct
Terms
Not publicly published
Close time
Not publicly published
OfferMarket does not publish a state-coverage count. Its stated geographic focus is “states not publicly disclosed” — a description of intent, not a confirmed licensure claim.
Products
rental DSCR
Strengths
- 0.75 minimum DSCR
- Direct lender
- Maximum 80% LTV available at 720+ credit score
Who this lender suits
Investor with a 660+ credit score (720+ preferred for maximum 80% LTV) and at least 0.75 DSCR.