Lender profile
Lima One Capital
hard money · Greenville, SC · founded 2010
Verified Sep 17, 2026
Lima One Capital runs a 30-year DSCR rental program across 46 states, with a 1.00 minimum DSCR and loan sizes from $75,000 to $2,500,000 at up to 80% LTV / 92% LTC. The same platform covers BRRRR, new construction, and multi-family, so an investor can move from a rehab loan into the long-term rental hold without switching lenders.
Published facts
Loan size
$75,000 – $2,500,000
Max LTV
80%
Max LTC
92%
Min DSCR
1.00
States covered
46
Terms
6-24 months (hard money) / 30-year (rental)
Close time
10-21 days typical
Products
Strengths
- 30-year DSCR rental exit in 46 states
- 1.00 minimum DSCR
- Up to 92% LTC for BRRRR rehab-to-rental deals
- Multi-family DSCR financing included
Who this lender suits
A BRRRR or multi-family investor who wants the rehab-to-rental refinance and the long-term DSCR loan from a single lender, qualifying at a 1.00 DSCR across 46 states
More on Lima One Capital
Full requirements
Credit, DSCR, leverage and loan-size criteria
Rate & points range
Published pricing, not a quote
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