Lender profile
Lendai Finance
hard money · New York, NY · founded 2018
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Lendai Finance before relying on them.
Lendai Finance underwrites DSCR rental loans for foreign-national investors — non-US-resident buyers financing US rental property, a niche most national DSCR lenders skip — alongside fix-and-flip, BRRRR, and bridge products. Loan sizes run $75,000 to $3,000,000 at up to 75% LTV / 85% LTC, with a 30-year rental exit and closings in 14-21 days.
Published facts
Loan size
$75,000 – $3,000,000
Max LTV
75%
Max LTC
85%
Terms
12-24 months (hard money) / 30-year (rental)
Close time
14-21 days typical
Lendai Finance does not publish a state-coverage count. Its stated geographic focus is “National” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- Foreign-national DSCR underwriting
- 30-year rental exit
- Loan sizes up to $3,000,000
- Covers fix-and-flip and BRRRR alongside rental
Who this lender suits
A foreign-national or LLC-wrapped investor who needs a rental DSCR lender willing to underwrite a non-US-resident borrower