Lender profile
Griffin Funding
hard money · founded 2013
Verified Sep 17, 2026
Griffin Funding is a direct hard money and DSCR lender founded in 2013, licensed in 47 states. It lends up to $4.5M in-house with exceptions considered to $20M, and offers a no-ratio DSCR program. Published DSCR rates run 6.1%–7.5%, with a 620 minimum credit score and 0.75 minimum DSCR.
Published facts
Loan size
$5,000,000
Max LTV
80%
Max LTC
80%
Min credit score
620
Min DSCR
0.75
States covered
47
Channel
Direct
Terms
Not publicly published
Close time
Not publicly published
Products
rental DSCR
Strengths
- In-house lending up to $4.5M, with exceptions considered to $20M
- No-ratio DSCR program available
- Licensed in 47 states
- Direct lender
Who this lender suits
Investor seeking a direct DSCR lender with high in-house loan limits and a no-ratio program for below-market-DSCR properties.