Lender profile
Dominion Financial Services
hard money · Baltimore, MD · founded 2002
Verified Sep 17, 2026
Dominion Financial Services offers rental financing alongside fix-and-flip and bridge loans, with coverage across 51 states. Loan sizes run $50,000 to $5,000,000 at up to 75% LTV / 85% LTC, with closings in 7-14 days. Dominion Financial Services is a hard money lender, founded in 2002, headquartered in Baltimore, MD, describing its footprint as "National".
For a rental investor, the products on file are fix-and-flip, bridge, rental. On the deal itself, Dominion Financial Services publishes loan sizes from $50,000 to $5,000,000 and leverage up to 75% LTV / 85% LTC.
No SEC filing establishes a corporate-ownership relationship for Dominion Financial Services— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its published lending figures were last checked against a source it published on Sep 17, 2026.
Published facts
Loan size
$50,000 – $5,000,000
Max LTV
75%
Max LTC
85%
Rate range
9.5% – 12.5%
Points
1.5 – 4
States covered
51
Terms
6-18 months
Close time
7-14 days typical
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Dominion Financial Services is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Hits are Dominion Resources (a utility), Corrections Corp of America, and Bonds.com Group — unrelated companies matched on 'Dominion'; no SEC registrant relationship found for Dominion Financial Services.
✅ Published criteria verified — Sep 17, 2026.
⬜ Regulatory complaint check — not yet run.
What Dominion Financial Services has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Dominion Financial Services about, not as a criticism. Of the 11 criteria categories this directory tracks, Dominion Financial Services has not published 4:
- Minimum credit score (22 of 38 lenders here publish it)
- Minimum DSCR (18 of 38 lenders here publish it)
- Origination channel (17 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
Products
- fix-and-flip — short-term financing for a purchase-renovate-resell project, sized against the finished value rather than the purchase price alone See the glossary entry.
- bridge — short-term financing meant to be replaced by a permanent loan once a condition — renovation, lease-up, sale — is met
- rental — a longer-term loan on a tenanted or rent-ready property, underwritten on the hold rather than the flip
Strengths
- 51-state licensing
- Up to 75% LTV / 85% LTC
- Flexibility on borrower credit history
- Considers distressed and value-add properties
Who this lender suits
An investor with a distressed or value-add deal who wants rental takeout financing available in one of Dominion's 51 covered states
Deal scenarios Dominion Financial Services clears
Dominion Financial Services's published criteria clear 5 of the 119 deal scenarios this site tests — computed the same way every /loan-for/ page computes its own roster, from the stored fields above, not curated by hand. A scenario only counts here if its numeric rules actually narrowed the lender pool; scenarios that match on product tags alone are left out.
Purpose and structure (3)
Leverage and pricing (2)
How Dominion Financial Services compares
Dominion Financial Services is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set Dominion Financial Services's published figures side by side with any other lender's profile directly. Open the directory.