Lender profile

CoreVest Finance

hard money

Verified Sep 17, 2026

CoreVest Finance is a direct DSCR lender specializing in portfolio and blanket loans across multiple properties. Minimum credit score is 620 with a 0.80 minimum DSCR. Loan sizes run $75,000 to $3,000,000 with a maximum 80% LTV. Licensed in 46 states. CoreVest Finance is a hard money lender, describing its footprint as "National".

For a rental investor, the products on file are rental DSCR. On the deal itself, CoreVest Finance publishes loan sizes from $75,000 to $3,000,000 and leverage up to 80% LTV / 80% LTC. CoreVest Finance originates directly, with no broker in the loan.

CoreVest Finance is confirmed by SEC filing as a subsidiary of Redwood Trust, Inc. (NYSE: RWT). Named as a subsidiary — 'CoreVest American Finance Lender LLC' — in the registrant's Exhibit 21 list of subsidiaries. Its published lending figures were last checked against a source it published on Sep 17, 2026.

Published facts

Loan size

$75,000 – $3,000,000

Max LTV

80%

Max LTC

80%

Min credit score

620

Min DSCR

0.80

States covered

46

Channel

Direct

Verification record

Reviewed Sep 25, 2026

✅ Corporate record confirmed — a subsidiary of Redwood Trust, Inc. (NYSE: RWT). 10-K filed Feb 27, 2026 .

Named as a subsidiary — 'CoreVest American Finance Lender LLC' — in the registrant's Exhibit 21 list of subsidiaries.

✅ Published criteria verified — Sep 17, 2026.

⬜ Regulatory complaint check — not yet run.

What CoreVest Finance has not published

Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask CoreVest Finance about, not as a criticism. Of the 11 criteria categories this directory tracks, CoreVest Finance has not published 5:

  • Rate range (22 of 38 lenders here publish it)
  • Points range (21 of 38 lenders here publish it)
  • Entity / vesting requirement (3 of 38 lenders here publish it)
  • Loan terms (21 of 38 lenders here publish it)
  • Typical close time (21 of 38 lenders here publish it)

Products

  • rental DSCR — a 30-year rental loan qualified on the property's own rent-to-payment ratio rather than the borrower's tax returns See the glossary entry.

Strengths

  • Portfolio and blanket loan specialist
  • Direct lender
  • Licensed in 46 states
  • Loan sizes from $75K to $3M

Who this lender suits

Investor financing a multi-property portfolio or blanket loan rather than a single asset.

Deal scenarios CoreVest Finance clears

CoreVest Finance's published criteria clear 9 of the 119 deal scenarios this site tests — computed the same way every /loan-for/ page computes its own roster, from the stored fields above, not curated by hand. A scenario only counts here if its numeric rules actually narrowed the lender pool; scenarios that match on product tags alone are left out.

Cash flow and DSCR (1)

How CoreVest Finance compares

CoreVest Finance is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set CoreVest Finance's published figures side by side with any other lender's profile directly. Open the directory.

Ownership and status

Ownership & status

CoreVest Finance is confirmed by SEC filing as a subsidiary of Redwood Trust, Inc. (NYSE: RWT). Named as a subsidiary — 'CoreVest American Finance Lender LLC' — in the registrant's Exhibit 21 list of subsidiaries.

Questions

Who is CoreVest Finance the best fit for?
Investor financing a multi-property portfolio or blanket loan rather than a single asset.
What does CoreVest Finance do well, on its own published record?
CoreVest Finance's own published record leads with portfolio and blanket loan specialist and direct lender.
Is CoreVest Finance owned by, or part of, a publicly traded company?
Yes. An SEC filing confirms CoreVest Finance is a subsidiary of Redwood Trust, Inc. (NYSE: RWT). Named as a subsidiary — 'CoreVest American Finance Lender LLC' — in the registrant's Exhibit 21 list of subsidiaries.
Does CoreVest Finance publish a minimum DSCR?
Yes — 0.80. CoreVest Finance will approve a deal whose rent covers as little as 80% of the payment, well under the 1.00 break-even used as the common DSCR floor.
What has CoreVest Finance not published?
CoreVest Finance has not published 5 of the 11 criteria categories this directory tracks: rate range, points range, entity / vesting requirement, loan terms, typical close time. Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — an absent category means unknown, not "no requirement."

More on CoreVest Finance

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