Lender profile
Conventus
hard money
Verified Sep 17, 2026
Conventus is a direct DSCR lender with a short-term rental underwriting focus, licensed in California plus 44 other states (45 total). The company does not publish minimum credit score, DSCR, loan size, or rate figures in the sources reviewed; borrowers should request current terms directly. Conventus is a hard money lender, describing its footprint as "National".
For a rental investor, the products on file are rental DSCR, STR DSCR. Conventus originates directly, with no broker in the loan.
No SEC filing establishes a corporate-ownership relationship for Conventus— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its published lending figures were last checked against a source it published on Sep 17, 2026.
Published facts
States covered
45
Channel
Direct
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Conventus is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Full-text search is swamped by unrelated biotech and mining companies (Global Gold Corp, Qrons Inc., Xtant Medical, Helius Medical Technologies) matched on 'Conventus'; no SEC registrant found.
✅ Published criteria verified — Sep 17, 2026.
⬜ Regulatory complaint check — not yet run.
What Conventus has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Conventus about, not as a criticism. Of the 11 criteria categories this directory tracks, Conventus has not published 9:
- Minimum credit score (22 of 38 lenders here publish it)
- Minimum DSCR (18 of 38 lenders here publish it)
- Maximum leverage (LTV / LTC) (33 of 38 lenders here publish it)
- Loan size range (31 of 38 lenders here publish it)
- Rate range (22 of 38 lenders here publish it)
- Points range (21 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
- Loan terms (21 of 38 lenders here publish it)
- Typical close time (21 of 38 lenders here publish it)
Products
- rental DSCR — a 30-year rental loan qualified on the property's own rent-to-payment ratio rather than the borrower's tax returns See the glossary entry.
- STR DSCR — DSCR underwriting built specifically for short-term rentals, typically run on platform income rather than a long-term lease See the glossary entry.
Strengths
- Short-term rental DSCR underwriting focus
- Direct lender
- Licensed in California plus 44 other states (45 total)
Who this lender suits
Short-term rental investor seeking a DSCR lender that specializes in STR underwriting.
Deal scenarios Conventus clears
Conventus does not clear the numeric threshold on any of the 119 deal scenarios this site tests, at least not from what it has published on record . That is a statement about what Conventus has put in writing, not about whether a deal with it is financeable — the only way to find out is to ask.
How Conventus compares
Conventus is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set Conventus's published figures side by side with any other lender's profile directly. Open the directory.