Lender profile
Constructive Loans
hard money · New York, NY · founded 2017
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Constructive Loans before relying on them.
Constructive Loans runs new-construction and ground-up development financing through to a 30-year rental exit, alongside fix-and-flip and BRRRR. Loan sizes run $75,000 to $5,000,000 at up to 80% LTV / 90% LTC, with closings in 10-21 days.
Published facts
Loan size
$75,000 – $5,000,000
Max LTV
80%
Max LTC
90%
Terms
12-24 months (hard money) / 30-year (rental)
Close time
10-21 days typical
Constructive Loans does not publish a state-coverage count. Its stated geographic focus is “National” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- New-construction and ground-up development financing
- 30-year rental exit
- Loan sizes up to $5,000,000
- Covers fix-and-flip, BRRRR, and new-construction under one roof
Who this lender suits
A ground-up or new-construction investor who wants the same lender to carry the project into its 30-year rental refinance