Lender profile
Backflip
hard money · Denver, CO · founded 2020
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Backflip before relying on them.
Backflip is a short-term fix-and-flip and BRRRR lender built around deal-analysis tools; its products do not include a long-term rental loan, so an investor completing a BRRRR here sources the rental takeout from a separate DSCR lender. Loan sizes run $50,000 to $2,500,000 at up to 85% LTV / 95% LTC, with closings in 5-10 days. Backflip is a hard money lender, founded in 2020, headquartered in Denver, CO, describing its footprint as "National".
For a rental investor, the products on file are fix-and-flip, BRRRR, bridge. On the deal itself, Backflip publishes loan sizes from $50,000 to $2,500,000 and leverage up to 85% LTV / 95% LTC.
No SEC filing establishes a corporate-ownership relationship for Backflip— the ordinary case for a privately held company with no public debt or equity outstanding, not a sign of anything irregular. Its figures on this page carry no verification date, so they are reported as published rather than independently checked — verify directly with Backflip before relying on them.
Published facts
Loan size
$50,000 – $2,500,000
Max LTV
85%
Max LTC
95%
Rate range
9.99% – 11.99%
Points
1 – 3
Terms
12 months
Close time
5-10 days typical
Backflip does not publish a state-coverage count. Its stated geographic focus is "National" — a description of intent, not a confirmed licensure claim.
Verification record
Reviewed Sep 25, 2026
⬜ No SEC filing to check against — Backflip is privately held and files nothing with the SEC under its own name, or no filing naming it was found. This is the expected, normal case for the large majority of lenders on this site, not a red flag.
Hits are Hasbro, YETI Holdings, Cisco, and Motorola — unrelated companies matched on the word 'Backflip'; no SEC registrant relationship found.
⬜ Published criteria not yet independently verified — the figures on this page are reported as published, not checked against a dated source.
⬜ Regulatory complaint check — not yet run.
What Backflip has not published
Publishing lending criteria is optional, and plenty of good lenders choose not to put every figure in writing — so read this as a list of what to ask Backflip about, not as a criticism. Of the 11 criteria categories this directory tracks, Backflip has not published 5:
- Minimum credit score (22 of 38 lenders here publish it)
- Minimum DSCR (18 of 38 lenders here publish it)
- Origination channel (17 of 38 lenders here publish it)
- State-coverage count (14 of 38 lenders here publish it)
- Entity / vesting requirement (3 of 38 lenders here publish it)
Products
- fix-and-flip — short-term financing for a purchase-renovate-resell project, sized against the finished value rather than the purchase price alone See the glossary entry.
- BRRRR — financing built for the buy-rehab-rent-refinance-repeat cycle — a short-term acquisition/rehab loan meant to be followed by a refinance into a long-term rental loan
- bridge — short-term financing meant to be replaced by a permanent loan once a condition — renovation, lease-up, sale — is met
Strengths
- Deal-analysis tools bundled with financing
- Up to 95% LTC for BRRRR acquisition and rehab
- 5-10 day closings
- Newer-investor-friendly underwriting
Who this lender suits
A newer BRRRR investor who wants deal-analysis tools bundled with the acquisition and rehab loan, and will source the rental takeout loan separately
Deal scenarios Backflip clears
Backflip does not clear the numeric threshold on any of the 119 deal scenarios this site tests, at least not from what it has published on record — and its figures carry no verification date, which alone keeps every scenario in the "has not published this" bucket rather than "clears it" . That is a statement about what Backflip has put in writing, not about whether a deal with it is financeable — the only way to find out is to ask.
How Backflip compares
Backflip is not among the 9 lenders this site runs head-to-head comparison pages for — that roster is chosen by brand-name search volume in Search Console, not by hand-picking who looks good next to whom. The full directory lets you set Backflip's published figures side by side with any other lender's profile directly. Open the directory.